Church Farm, Ripley, Derbyshire, DE5

Available now

New homes for sale in the vibrant market town Ripley in Derbyshire.

This brand new development of homes will appeal to a wide range of potential homeowners, including first-time buyers, downsizers and families. The three-bedroom homes on offer feature gardens and allocated parking.

Description

50% shared ownership of a three-bedroom detached house for £150,000. Monthly rent on remaining share is £343.75. In addition, there will be a monthly service charge of £24.83.

Specification

Kitchen
Fitted modern kitchen
Integrated oven and hob
Stainless steel extractor hood
Contemporary mixer taps
Vinyl flooring

Bathroom
White sanitary ware with chrome fittings
Tiling to ceiling around the bath
Shower over bath
Glass shower screen
Vinyl flooring

Heating
Gas fired central heating
Thermostatic radiator valves
Double glazed windows

External
Parking for two cars
EV car charging point
Enclosed rear garden
Fitted security alarm

Decoration
White emulsion walls and ceilings
White gloss painted woodwork
Carpeted throughout

Council tax banding - C

Predicated energy rating - A

The Predicted Energy Assessment (PEA) is an assessment of the energy efficiency of a building that is yet to be built. Once the building is complete, it will be replaced by the Energy Performance Certificate (EPC). Please note that the rating may change once the final EPC has been issued. This is due to recent changes in the way the PEAs/EPCs are calculated.

What is Shared Ownership?
Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it - but you‘re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It‘s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

The properties are sold on a 990 year shared ownership lease.

Who qualifies?
Anyone who does not currently own or part own a property and has a household income of less than £80,000 per year can apply.

How to apply
You can apply for one of our shared ownership homes by completing our application form.

A member of the Sales team will contact you directly once your application has been reviewed.

Your affordability will be assessed based on the information you provide on the application form. NCHA will make an offer based on the amount you can afford, between 25 - 75%. If your application is successful a non-refundable reservation fee of £350 is required to reserve your new home, this amount goes towards your deposit on completion.

Local information
The property is close to local amenities, including independent shops, cafes, and supermarkets, as well as schools and leisure facilities.

Ripley benefits from excellent transport links, with easy access to the A38 and M1, connecting to Derby, Nottingham, and the wider East Midlands. The surrounding Derbyshire countryside offers beautiful walking and cycling routes, while nearby attractions like the Peak District National Park and historic towns such as Matlock and Belper provide excellent opportunities for exploration and leisure.